Year after year it seems that health insurance costs continue to soar and while insurance plans help to a certain extent, employees are being asked to take on more of the financial load.

According to a series of annual workforce surveys conducted by Aflac, nine in 10 employees claim they expect more decision-making tools and support when they’re making their benefits selections during open enrollment. Since they’re expected to pay more now, HR managers are reporting employees asking for more involvement than ever before. A majority of the surveyed respondents said they want more brand name options, since a good reputation is important to them. Thirty-five percent of employees also agreed when asked if they needed to be more engaged in health insurance coverage decisions. This is a 21% increase from 2014.

When considering which insurance plan to select though, the number one factor employees said mattered was price. The survey also revealed that many individuals reportedly regretted choosing a high-deductible health plan because they didn’t fully understand what they were signing up for.